Who owes whom?|

The WhatsApp group. 47 messages. Nobody knows what's up.

The spreadsheet. Three versions. None is right.

"I'll transfer tomorrow." Three weeks ago.

The trip was great. The accounting wasn't.

There's a better way.

FairSplit

The financial nervous system for shared living.

The System

Not an app. A system.

6 stages. From receipt to awareness.

Scanner
Capture. Understand. Classify.
Intelligence
Recognize context. Learn patterns.
Trust
Mathematically verify. Zero drift.
Splitting
Split fairly. Every method.
Settlement
Optimize. Minimal payments.
Awareness
Understand. Learn. Control.

Each stage works independently. Together they form an operating system.

The Machine

Watch the engine work.

Enter an amount. Watch the system optimize.

Y
You
P
Person 2

Enter an amount

Create group

Free • Your split is ready

The Principles

Why it's built this way.

Three decisions that change everything.

Offline

Offline-First

Because the internet isn't always there. Your money is.

Fully functional without connection. Sync happens automatically.

0
Cent Drift

Zero Drift

Not a single cent is ever lost. Mathematically proven.

Largest-remainder method. 132 tests. Zero cent deviation.

132
Tests

Open Settlement

The engine is transparent. Every calculation is traceable.

Greedy algorithm minimizes transactions. Auditable.

Early Access — actively in development. Settlement engine open-source planned.

The Comparison

2015 vs. 2025

The world has changed. Your split app hasn't.

Price
FairSplit
Free
All features, no limits
Splitwise
Paywall
Pro features from ~$40/year
Guests
FairSplit
No Account
Share link, join instantly
Splitwise
Account Required
Everyone needs an account
Offline
FairSplit
Offline-First
Works without internet
Splitwise
Online-dependent
No offline support
Accuracy
FairSplit
Zero Drift
Mathematically verified
Splitwise
Rounding Errors
Known cent differences
User Base
FairSplit
Early Access
New product, growing community
Splitwise
Millions of Users
Established since 2011
Integrations
FairSplit
In Development
Telegram bot planned
Splitwise
PayPal, Venmo & more
Direct payments integrated
Settlement
FairSplit
Smart Optimizer
Minimal transactions
Splitwise
Basic Logic
Standard calculation

As of February 2026. Comparison based on publicly available information.

Backed by:
0 Cent
Drift across 10,000 transactions
132/132
Tests passed automatically verified
7→3
Payments settlement optimization

The question isn't if you switch. It's when.

Why FairSplit?

Trust through proof.

No marketing claims. Just numbers.

0
Cent Drift
across 10,000 transactions
132
Tests
automatically verified
25
Currencies
with live rates
Offline
fully functional
132/132 passed

132 Tests, 0 Failures

Every calculation is automatically tested — from simple splits to complex multi-currency scenarios.

Greedy Settlement Algorithm

Mathematically optimized payment chains. 7 debts become 3 transactions — provably.

33.34 + 33.33 + 33.33 = 100.00

Cent-Accurate Arithmetic

No floating-point errors. Largest-remainder method for exact percentage splits.

Early Access — actively in development. You can try it now.

You didn't know this existed.

Now you do.

Never argue about money again.

Web app opens instantly. No account. No download. Works offline.

FAQ

All clear?

Is FairSplit really free?

Yes. No hidden costs, no limits, no ads. The basic version remains free forever.

Does everyone need an account?

No. Guests can participate instantly — just share the link, done. Only those who want to create groups need an account.

Does it work offline?

Yes. Add expenses even without internet. Sync happens automatically once you're back online.

Which currencies are supported?

25+ currencies with live exchange rates. Euro, Dollar, Pound, Franc, Yen and many more.

Is my data secure?

Yes. Encrypted transmission, EU servers, GDPR compliant. Every calculation is auditable and mathematically verified.